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DSCR RENTAL
LOANS

Long-term financing for rental properties based on cash flow, not your income. 30-year fixed available.

Apply Now 323-55-DEALS
7.5%
Rates From
80%
LTV
30-Year
Term
14 Days
Close Time

DSCR RENTAL LOAN DETAILS

DSCR loans qualify you based on the property's rental income, not your personal income. Perfect for investors building a rental portfolio who cannot qualify for conventional financing. We offer 30-year fixed rates and interest-only options. Vest in your LLC for liability protection.

LOAN TERMS
Interest Rates7.5% — 9.5%
LTVUp to 80%
DSCR Required1.0+ (interest-only available)
Loan Amounts$75K — $5M+
Term30-Year Fixed / 5-1 ARM
Property TypesSFR, 2-4 Unit, 5+, Mixed Use
Prepayment3 or 5-Year options
VestingLLC / Corp / Individual
QUICK APPLICATION
60 seconds. No credit impact.
Secure. No credit check. NMLS #315539.

DSCR RENTAL FAQ

Debt Service Coverage Ratio measures if the property's rent covers the mortgage. 1.0 means rent exactly covers payment. Above 1.0 = positive cash flow.
No. Qualification is based on the property's cash flow only. No tax returns, W2s, or employment verification.
Yes. We lend to LLCs, corporations, and individuals.
No limit. Whether you have 1 rental or 100, we can finance more.

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