PRIVACY POLICY

1. INTRODUCTION

Infinity Lending Services, Inc. DBA KP RE Capital Group ("Company," "we," "us," or "our"), NMLS #315539, operates FindFixFlip.com ("Site"). This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you visit our Site or use our services. We are committed to protecting your privacy and handling your information responsibly.

2. INFORMATION WE COLLECT

Information You Provide: When you submit forms, applications, or contact us through the Site, we may collect:

• Contact information: name, email address, phone number, mailing address
• Financial information: credit profile details, income information, investment experience, property details, and loan preferences
• Business information: company name, entity type, years in business
• Deal information: property addresses, purchase prices, renovation budgets, after-repair values
• Identity verification: as required for lending compliance

Information Collected Automatically: When you visit the Site, we may automatically collect:

• Device information: IP address, browser type, operating system, device identifiers
• Usage information: pages visited, time spent on pages, click patterns, referral source
• Location information: approximate geographic location based on IP address
• Cookies and tracking technologies: as described in Section 7 below

3. HOW WE USE YOUR INFORMATION

We use the information we collect to:

• Process loan applications and underwriting decisions
• Facilitate EMD funding, transactional funding, and proof-of-funds requests
• Operate and improve the deal marketplace and analysis tools
• Connect you with contractors and other service providers
• Communicate with you about your applications, accounts, and services
• Send marketing communications (with your consent, where required)
• Comply with legal and regulatory requirements, including lending regulations
• Detect and prevent fraud, security threats, and unauthorized access
• Analyze Site usage to improve our products and user experience

4. HOW WE SHARE YOUR INFORMATION

We do not sell your personal information. We may share your information with:

• Lending partners and investors: To facilitate loan origination, underwriting, and funding
• Title companies and escrow agents: To facilitate real estate closings
• Credit bureaus and verification services: To verify your identity and financial information
• Service providers: Third parties who perform services on our behalf, such as email delivery, hosting, and analytics
• Contractors and marketplace participants: To facilitate connections you request through our platform
• Legal and regulatory authorities: When required by law, subpoena, or regulation, or to protect our rights
• Business transfers: In connection with a merger, acquisition, or sale of company assets

5. GRAMM-LEACH-BLILEY ACT (GLBA) COMPLIANCE

As a financial institution, we comply with the Gramm-Leach-Bliley Act and its implementing regulations. We maintain administrative, technical, and physical safeguards to protect nonpublic personal information (NPI) collected in connection with lending activities. We restrict access to NPI to employees and service providers who need it to perform their duties. We do not share NPI with nonaffiliated third parties except as permitted by law.

6. DATA SECURITY

We implement industry-standard security measures to protect your personal information, including SSL/TLS encryption for data in transit, secure server infrastructure, access controls, and regular security assessments. However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security.

7. COOKIES AND TRACKING

We use cookies and similar tracking technologies to enhance your browsing experience, analyze Site traffic, and personalize content. You can control cookies through your browser settings. Disabling cookies may affect certain features of the Site.

We may use analytics services such as Google Analytics to understand how visitors interact with our Site. These services may use cookies and similar technologies to collect and analyze usage information.

8. YOUR RIGHTS AND CHOICES

California Residents (CCPA/CPRA): If you are a California resident, you have the right to know what personal information we collect, request deletion of your information, opt out of the sale of your information (we do not sell personal information), and not be discriminated against for exercising your privacy rights. To exercise these rights, contact us at privacy@findfixflip.com.

Marketing Communications: You may opt out of marketing emails at any time by clicking the "unsubscribe" link in any marketing email or by contacting us directly. Note that you may still receive transactional communications related to active loan applications or services.

Do Not Track: Our Site does not currently respond to "Do Not Track" browser signals.

9. DATA RETENTION

We retain personal information for as long as necessary to fulfill the purposes for which it was collected, comply with legal and regulatory requirements (including lending record retention requirements), resolve disputes, and enforce our agreements. Loan application data may be retained for a minimum of 25 months in accordance with the Equal Credit Opportunity Act, and potentially longer as required by other applicable regulations.

10. CHILDREN'S PRIVACY

Our Site and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child under 18, we will take steps to delete that information.

11. THIRD-PARTY LINKS

Our Site may contain links to third-party websites or services. We are not responsible for the privacy practices or content of those third-party sites. We encourage you to review the privacy policies of any third-party sites you visit.

12. CHANGES TO THIS POLICY

We may update this Privacy Policy from time to time. The "Last Updated" date at the top of this page indicates when the policy was most recently revised. Your continued use of the Site after any changes constitutes your acceptance of the updated policy.

13. CONTACT US

If you have questions or concerns about this Privacy Policy or our data practices, please contact us at:

FindFixFlip.com — Privacy
Email: privacy@findfixflip.com
Phone: 323-55-DEALS (323-553-3257)